gregorio, Jose De Credit markets with differences in abilities : education, distribution, and growth / Jose De gregorio & Se-Jik Kim - Washington : IMF , 1994 - 23p. : ill. ; 30 cm. - IMF Working paper No. 94/47 . Includes bibliographical references and index. Subjects--Topical Terms: CreditEducationEconomic growth Gov. Doc. Class. No.: UN IMF WP-94-47