Shanmugam, Bala Saving babits urban and rural Malaysia / Bala Shanmugam - University New England , Armidale : 1988 - 22p. : ill. ; 30 cm. - Occasional paper in economic development . Includes bibliographical references and index. Subjects--Topical Terms: SavingsMalaysiaurban areasrural areas Gov. Doc. Class. No.: AU NEU FES OPED-14