Gasha, J.Giancarlo Identifying threshold effects in credit risk stress testing / J.Giancarlo Gasha and R. Armando Morales - Washington,D.C. : International Monetary Fund (IMF) , 2004 - 17p. : ill.; 26 cm. - IMF Working Paper No. 04-150 . Includes bibliographical references. Subjects--Topical Terms: Credit policyCreditBusiness cycles Gov. Doc. Class. No.: UN IMF WP-04-150